Earn Up To $600 with BMO Relationship Checking
The BMO Relationship Checking Account offers a lot of great perks, including unlimited non-BMO ATM transactions, $25 surcharge-free rebates on non-BMO ATMs, and more.
Right now, earn a $500 cash bonus when you open a new checking account and complete qualifying activities between 9/10/24 and 10/31/24. Plus, get a $100 digital gift card when you meet with a BMO banker to discuss your financial priorities after opening your account online. Combine the cash bonus and the gift card to maximize your rewards.
Read our full BMO Bank review here.
Learn more about BMO Relationship Checking here. Accounts are subject to approval. BMO Bank N.A. Member FDIC.
Earn up to a $600 bonus! At BMO Bank N.A. Member FDIC.
Up To $400 With PNC Virtual Wallet
PNC Virtual Wallet has three primary features: Spend (checking), Reserve (earning interest on checking), and Growth (savings). In a nutshell, it’s a checking account with an interest-earning option.
To avoid the $7/month fee in the basic Virtual Wallet checking account, you’ll need to do $500/month in qualifying direct deposits, maintain a $500 balance, or be at least 62 years old.
Virtual Wallet with Performance Spend earns interest on balances of $2,000 or more. It has a $15/month fee, but you can avoid it in several ways — $2,000 in qualifying direct deposits, a $2,000 balance, or $10,000 in combined PNC consumer deposits.
Virtual Wallet with Performance Select also earns interest on balances of $2,000 or more. It has a $25/month fee that is waived by $5,000 in qualifying direct deposits; a $5,000 balance (including up to 7 linked checking accounts); or $25,000 in combined balances or PNC consumer deposits, and/or investments. This account is also eligible for the higher relationship rates.
And right now, they have a promotional offer where you can earn up to $400 when you complete qualifying activities. Offer valid through October 31, 2024. Member FDIC.
Earn $100 with a new PNC Virtual Wallet and you establish total qualifying direct deposits of
$500 or more to the new Virtual Wallet within the first 60 days.
Earn $200 when you establish total qualifying direct deposits of $2,000 or more to the new
Virtual Wallet with Performance Spend within the first 60 days.
Earn $400 when you establish total qualifying direct deposits of $5,000 or more to the new
Virtual Wallet with Performance Select within the first 60 days.
Read our full PNC Bank review here.
What To Know: Virtual Wallet, Virtual Wallet with Performance Spend and Virtual Wallet with Performance Select are available in AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI, and WV.
Virtual Wallet with Performance Select is offered in the state of MO with the exception of the Greater Kansas City area. Offer is contingent on product availability and may vary based on your address and where and how you open your account.
If you’re located in AK, AR, CT, HI, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, TN, UT, VT, WA, WY, or in MO (only in the greater Kansas City area), you can open the PNC Virtual Wallet Checking Pro account.
Earn Up To $350 with BMO Smart Advantage Checking
The Smart Advantage Checking Account is a great basic checking account with $0 monthly maintenance fee (with paperless statements).
This account also gives you access to 40,000 fee-free ATMs! And, if you enroll in paperless statements, the $3 monthly fee for check images are waived.
Right now, earn a $250 cash bonus when you open a new checking account and complete qualifying activities between 9/10/24 and 10/31/24. Plus, get a $100 digital gift card when you meet with a BMO banker to discuss your financial priorities after opening your account online. Combine the cash bonus and the gift card to maximize your rewards.
Read our full BMO Bank review here.
Learn more about BMO Smart Advantage Account here. Accounts are subject to approval. BMO Bank N.A. Member FDIC.
Earn up to a $350! At BMO Bank N.A. Member FDIC.
$375 with Fifth Third Checking
Fifth Third Bank offers the Fifth Third Momentum® Checking account. This checking account has no monthly maintenance fees, no minimum balance requirement, and access to over 40,000 fee-free ATMs.
Plus, right now they are offering a great bonus offer! You can earn a $375 cash bonus when you open an eligible Fifth Third checking account by January 6, 2025 and complete qualified activities.
To qualify, you must do the following:
- Open a new checking account by January 6, 2025.
- Make direct deposits totaling $500 or more within 90 days of account opening.
Your $375 cash bonus will be deposited into your account within 10 days of meeting requirements.
Read our full Fifth Third Bank review here.
$300 with Key Smart Checking®
Key Bank offers the Key Smart Checking® Account. This checking account is a free, non-interest-bearing account that has no minimum balance requirement, offers automatic overdraft protection from a linked savings account, paper checks, and more!
They are very mobile friendly, have access to over 40,000 fee-free ATMs.
Plus, right now they are offering a great bonus offer! You can earn a $300 cash bonus when you open a Key Smart Checking® account by December 13, 2024 and complete qualified activities.
To qualify, you must do the following:
- Open a Key Smart Checking® account by December 13, 2024
- Make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening
Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Accounts must not be closed at the time of gift payment.
Learn more about Key Smart Checking® here.
Read our full KeyBank review here.
Up To $300 With PSECU
PSECU is Pennsylvania’s largest credit union. They offer a top-notch free checking account with no monthly maintenance fees and no minimum balance requirements. Their accounts also offer access to over 70,000 surcharge-free ATMs, free checks, and debit card rewards!
And right now, you can get up to a $300 bonus when you open a account and complete qualifying activities.
- You earn $200 when you become a PSECU member using promo code RIGHTNOTE and add a free checking account with debit card. You also need to login to online banking and activate your debit card within 30 days. You also need to establish one or more qualifying payroll direct deposits that together total $500.
- You earn another $100 when you establish one or more qualifying payroll direct deposits that together total $500 per calendar month are maintained for the first 90 days and the total amount deposited is at least $1,500. You must also complete a minimum of 10 Eligible Debit Card Purchases. Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $100.
$200 With Live Oak Bank
Live Oak Bank is currently offering a $200 bonus when you open a Personal Savings account and complete qualifying activities.
The Live Oak Bank Personal Savings Account is a solid high yield savings account has a 4.40% APY. There are no balance requirements and no maintenance fees.
Bonus: Right now you can earn up to a $200 bonus when you open a new Personal Savings account by October 31, 2024 and fund it with $20,000 (and maintain that balance for 90 days).
Read our full Live Oak Bank review here.
$200 With Upgrade Rewards Checking
Upgrade Rewards Checking is currently offering a $200 bonus when you open a Rewards Checking account with a personal loan, and make three qualifying debit card transactions within the first 60 days.
The Upgrade Rewards Checking account is one of our top picks for free checking because there are no minimum deposits, no monthly maintenance fees, no ATM fees, and more!
Bonus: Right now, you can earn a $200 bonus if you combine the Rewards Checking account with an Upgrade personal loan and make 3 qualifying debit card transactions.
- Just open an Upgrade Personal Loan and Upgrade Rewards Checking Account
- Fund your account and make three debit card transactions within the first 60 days
- $200 bonus will be credited to your account within 60 days of completing the above requirements
Read our full Upgrade review here.
$100 with Chase Secure Banking℠
The Chase Secure Banking℠ is a solid basic checking account option that doesn’t do any type of credit or banking score check. It does have a monthly fee, but if you need a solid banking option, it could be worthwhile.
Chase Secure Banking℠ has a $4.95 per month fee.
Bonus: Right now, you can get up to a $100 bonus when you open an account and complete qualifying activities. That’s awesome!
Read our full Chase Bank review here.
$100 with Chase College Checking℠
The Chase College Checking℠ account is one of the best checking accounts designed for students. Students between the ages of 17-24 don’t have to worry about maintenance fees. You can have the fee waived for up to fives years as a student. This account comes with a debit card, and you’ll have mobile access.
And right now, you can get $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment! That’s awesome!
Chase College Checking℠ has no monthly service fee for up to five years if you’re a student between 17 and 24.
Read our full Chase Bank review here.